MyChoice Flexible Spending Accounts by Businessolver

Businessolver, through the MyChoice Account platform, manages Flexible Spending Accounts (FSA). A Flexible Spending Account (FSA) is a special account you put money into that you use to pay for certain out-of-pocket health care or daycare costs. You don’t have to pay taxes on this money. Except for a small annual carry-over available on Health Care FSAs, you must use all of the funds during the calendar year. The following accounts are available to you.

To access your MyChoice FSA, you have two options. 1) Go to the Businessolver platform (orange button on the unitibenefits.com home page). Once you are in the Businessolver platform, click on the MyChoice Accounts menu near the top of the page to access your account. 2) Download and use the MyChoice mobile app. Directions on downloading and activating the app are on the home page of the Businessolver platform. If you are asked for a company key in registering for the app, it is Uniti. In the MyChoice platform (online or in the app), you can view balances, submit claims, and order additional debit cards.

Health Care FSA:

• The maximum contribution amount allowed in 2026 is $3,400. This amount is set annually by the IRS.
• A Health Care FSA is a “use it or lose it” account – you may only carry over up to the IRS rollover amount each year, which is $680 for 2026. This amount is set annually by the IRS. Any remaining balance over that amount will be forfeited when the plan year ends.
• You can only enroll or make a change in your election during annual enrollment, as a new hire, or with a qualified life event.
• Contributions are deducted directly from your paycheck on a bi-weekly basis.
• Your full annual election is available to use starting on the first day of the plan year or the first day of your medical plan coverage.
• Enrollment in a Uniti medical plan is not required to enroll in a Health Care FSA.
• The IRS does not permit you to contribute to a Health Care FSA and a Health Savings Account in the same year. If you enroll in a Health Savings Account, you will not be offered a Health Care FSA during the benefits enrollment process.
• Claims must be incurred by December 31 and filed by March 31 of the following year. If you terminate employment during the year, claims must be incurred by your termination date and filed by March 31 of the following year.

Daycare/Eldercare FSA:

• Contribute up to $7,500 a year to help cover your qualified dependent care expenses, such as child daycare or eldercare. This amount is set annually by the IRS.
• Unused money does not carry over at the end of each year – use it or lose it.
• You can only enroll or make a change in your election during annual enrollment, as a new hire, or with a qualified life event.
• Contributions are deducted directly from your paycheck on a bi-weekly basis.
• You are eligible to use the amount of money you have contributed through payroll deductions.
• Enrollment in a Uniti medical plan is not required to enroll in a Daycare/Eldercare FSA.
• Claims must be incurred by December 31 and filed by March 31 of the following year. If you terminate employment during the year, claims must be incurred by your termination date and filed by March 31 of the following year.

Commuter FSA:

• You can use before-tax money to save on parking and transit expenses.
• Contribute up to $340 a month for parking and up to $340 a month for transit. This amount is set annually by the IRS.
• You can change or cancel your contribution month by month.
• Contributions are deducted directly from your paycheck on a monthly basis.
• Unused money carries over at the end of each year.
• Enrollment in a Uniti medical plan is not required to enroll in a Commuter FSA.